CIVIC is your local Las Vegas private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.
We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.
Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.Learn More
Looking to purchase a multifamily property, CIVIC can help.Learn More
Make CIVIC your private funding source for your Non-Owner Occupied lending needs.Learn More
When standard loan products don’t meet your client’s needs, CIVIC can help.Learn More
Whenever you’re ready to invest in real estate, CIVIC is ready to help.Learn More
CIVIC Financial is a Las Vegas private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.
Whether you're a rookie investor or seasoned pro, our Las Vegas private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Las Vegas.
The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Las Vegas real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.
As a Las Vegas private money lender, we typically encounter only a few different types of investors:
Risk, risk and more risk. Las Vegas private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Las Vegas private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!
Fast closing terms I can work with.
It’salways a pleasureto work with Civic Financial !
We have a great team with Jack, Aly and Michael. They are always on top of our customers
Good rates. Mark Liker was very nice to work with
Great work!Do what they say
Very helpful in getting my investment LLC going
Justin was quick and available for questions I had at any time throughout the week. That was a big one for me since I like to work quickly and figure out problems as soon as they arise! Thanks again for […]
CHRIS LUSHINA is simply an AWESOME rep. His communication skills are excellent. He knows how to trouble shoot files and find resolution to get files to docs
Great service and customer service
The most important part of any transaction, other than speed (and Civic is swift for sure), is communicating effectively to create accurate expectations from the point of beginning – Justin Cohen does this remarkably well and maintains a level of […]
Matt and Team were great. Quick response anytime I had a question, truly made the process quick and easy. Great Job!
Rates are low, I also like the Home Depot discount
The Customer Service was great. The efficiency of the flow through the process. Peter is awesome
This is my 2nd loan through CIVIC FS. I’m a return customer by choice! This loan went through even faster than the 1st and the application for a repeat customer was short and sweet. I love their terms and the […]
I started working with a different lender that kept delaying and pushing back the close. I almost lost the deal, but when I started with Civic and Jack things started moving and we made the deal happen
Matt from beginning to the end of the refi process did a great job!Will definitely continue to do business with Civic Financial!
Easy process and closing. Randi is amazing to work with.
I really enjoyed the experience with Civic due to the customer service of KB. He helped to make this experience seem less and was very patient with my questions.
The contract to close was efficient. My buyer changed lenders a week into the process, which put the process a little bit behind, but we got it done. Some of the communication was misunderstood and the cash to close was […]
Awesome service. Very responsive. There was a delay on the seller’s side and Civic was on top of it and was ready to close immediately.
Mariam goes above and beyond. She made the experience of closing a loan with Civic very easy. Just having her as my AE I feel very confident that I can close more loans with Civic
The customer service was great
Smooth closing process.
Really, it is the person I work with that makes Civic so worthwhile. Wade LaRouche was right there for me all the way through a couple of transactions that required diligence and hard work
Once you set up the file, clear conditions. Fast easy efficient closing. Will use them again. Thank you Justin
As always, great experience working with Michael at Civic. Great team!!!
Working with Jack Lupo has been a great experience. He’s been nothing but awesome with knowledge, understanding and patience. I look forward to building a relationship with him and the rest of the CIVIC team. Mahalo!!
Michael was amazing at getting this done quickly and thoroughly
Great company that always makes it happen Jackie and her team are professionals!
5th flip this year and 5th loan with Civic, the relationship strengthens and the profits keep rolling! Very two way profitable relationship!
Will is definitely someone I will be happy to make business with
Process was very easy and Mark’s expertise made the underwriting process a breeze.
Very knowledgeable group. Nothing but great and timely service
The amount of time it took to expedite the closing. Along with the professionalism. Justin and his team made this a very easy process.
Awesome lender, fast, and well priced rates
Civic worked with us to get a tough file done
Excellent service, the company was wonderful to work with, fast and efficient
Working with ELI was a breeze. Closing was under 10 days and was unexpected
Extremely organized and effective. You keep promises!
Absolutely tne best! Marco and Corey are top notch professionals, tney refinanced my house in 2 weeks! Closed on time, excellent communication, went above and beyond my expectations and I would highly recommend them and use them myself in the […]
Professional service for the rep / Bijan and from financing / Jeremy through getting my account set up to close. Communication from others within the company (good follow through). Also had to scramble and actually closed in 1 Day -amazing. […]
Branch manager Zac Miller was amazing – so easy to work with and I got funded rather quickly
Second loan with Civic, and service is just as good as the first! Thank you guys for the amazing service and fast closings!
Mike Jablonsky is the face of Civic and outstanding at what he does for my office.
Great communication, Quick close
I was very impressed with Matthew’s professionalism from day one. I appreciated my reps patience and attention to details even more as the process continued
Quick turn around for service
Thank you for assisting my client with this loan
Michael Hoyt was a pleasure to work with. Always stayed on point and made sure that we crossed our t’s and dotted our i’s to meet the deadlines needed to get my deal funded. Thank you Civic Financial Services for […]
Amazing Service, Fast and Furious
Great experience with Daniel and his team at CIVIC!
The speed /quickness is important
Dave and his team always makes it easy
Pleasure working with them!
Reasonable rates and no delays in closing
Very quick, easy to work with. Everyone is very quick with replying to questions. Very happy to do business with Civic
Bijan was very responsive and always available. He and his team stayed on top of my loan and made sure that the process was quick and as painless as possible
It was a quick close
Great communication. Arnold is Awesome
Ryan Snep was fantastic to work with. He was professional, helpful and knowledgeable. I would highly recommend Ryan and Civic Financial Services for all your hard money loan needs
My account executive was really great to work with. He went out of his way to help me through the process. I was intimidated by previous sales people in the industry, but felt at ease withthe Civic financial team. The […]
I am a broker and I direct business to Civic on a regular basis. I have worked with Civic for 3 years now and believe Civic has the best platform and operations in the industry. My rep, Chris Rosas is […]
Civic never ceases to impress me with their ability to get to closings in a timely manner. They realize that time kills deals and the less time it takes to fund mitigates much of the concern
Rock team of ladies!
Easy to deal with and on top of things for a quick close!Thanks for all your help!.
Matt was outstanding ! A true professional ! A first class experience !
Have you ever been at an event with arms raised in the air, pumping both hands up and up? That’s what is feels like working with Civic. Each contact is super positive, elevating your confidence in the transaction. Each closing […]
Jennifer Moates was very professional and on top of everything! This leads me to the team that is knowledgeable, process driven, and work well together. Jennifer provided a personal touch and assurance the entire way. She asked for documents, I […]
Your entire team has been very helpful and accommodating through the entire process. It’s a breath of fresh air to actually reach out to some one and get the answers/ solutions I need
CIVIC is the best choice if you need to get your loan done fast and easy!
Super efficient. Great teamwork.
Everything went very smoothly
Kendra & her team were amazing, Hi Leslie. First deal with Civic, smooth as a lake at 5:00 am! I’m looking forward to a long term relationship with CIvic.
Very professional; Great communication; Follows up.
Brian was very helpful and patient with me and my client. I will bring more business to Civic FS. Thank you
Mike J is always on top of things, even on the weekends. Really appreciate how he makes me feel like I’m a VIP.
This is our second Loan with Civic and we are just as pleased as we were the first time around. Thank you so much
Natalia provides unbelievable customer service, dedication to 100% customer satisfaction, is a problem solver not a problem maker, and she’s willing to overcome any obstacle that was put in front of her
Just another stress free transaction with Civic!!
Rance was outstanding. The process was quick and simple and the communication was excellent
The loan application process went smoothly and easily. Marian and the rest of your team were extremely helpful with all of the questions I had. I would be happy to work with her again
Will, Aly and Marisa are awesome to work with. Everytime I need funding formy projects, they always make it happen
Another great transaction with Civic! We love working with Marshall, he makes every transaction go well.
Civic has consistently delivered on their promise to support our business. We have done several deals with Civic now and they consistently deliver with excellence. Melissa Salinas and Michael Hoyt are high professionals, very knowledgeable and fast!
Honest, efficient and personable. Those three things are often mutually exclusive. You may get two of these traits, but these professionals are all three of the major things I look for in a team. Doing business can be challenging, so […]
Very professional team, Daniel is very responsive and closed quickly.
Genuine concern to help
The process was simple and fast. Both Jackelyn and Becky were on top of communication by answering emails promptly and any question that we had.
Personalized loan products, clear and controllable application process, and quick loan close. The local account service is also first-rate.
Great service. Wade really makes it happen
Quick service who truly want to help the client
Very reasonable rate, closing the loan quick and I got the amount I wanted. I also got the Home Depot Rapid Pass app
Rance was great throughout the process even with glitches that came up during last days of closing.
Eli was great, he was very responsive, all staff also gave timely responses, and friendly staff
Quick close great communication.
Working with Steve, Corey, and Chelsea is great.
Will, Aly, Marisa and the rest of team did an outstanding job again as always! Another smooth transaction.
a pleasure working with civic and cristen Gonzales. as a hard money lender hes very knowledgeable and an important asset to my investment company. cant wait for our next transaction
The way it should be done. Compared to others in the industry – you guys are mind blowing.
Audre torgeson helped me a lot!
Our broker partner is always there to help and takes time to explain. His underwriter team in California are ALWAYS a tremendous help to making sure we have everything on file and amazing communication.
Rance is very helpful and gives us the funding on time
Melissa is great to work with
Great Service, Fast closing. . . Can’t ask for anything else. Thank you for all your help!
Service was beyond perfect Mark, Corey and Monica are a great team!
Great job closing the transaction on time.
Great deal . Amazing job
Fast and easy closing
Everyone worked very diligently, very happy
Excellent support service.
Melissa and herteam great to work with Thank you
Cristian Gonzales. He is 100% the reason for my 10/10 rating. Not only did he get it done super fast, he was a ton of fun to work with. Give the man a raise! 🙂
Excellent service. Deal number 24 . Gracias jack and team
Very quick and responsive group of people
The loan officers were very helpful in guiding me through the process. It was quick and easy to close. Look forward to doing future business with Civic
Top service and results
Justin and his team were awesome to work with! They were very fast, efficient, and did everything they could to make the process as easy as possible. Truly appreciate all their help and hard work!
Everyone was on the same page this and transaction went smoothly. Thank you
I can’t give you guys a 10 because that would mean that you guys are perfect. But you were pretty dang close to perfect.
Review of the rehab budget was fair and was supportive of the project’s success. Adam did a great job of pushing the loan towards the end to try and meet our COE
Nick was great and very helpful. Communication was excellent and he was on top of the process every step of the way.
Ben S was under pressure to close this loan on a specific date, and he did everything, above and beyond, to get us to that closing date! Another job well done. Thanks to him and his team – Vanessa & […]
Outstanding customer service. Davis was always on top of everything. It was a seamless process. I will recommend Civic (and Davis) in a heartbeat
Just closed my first deal with Civic. Peter K is just the best rep ever. Great communication skills, quick response and always keeps you in the loop.
Excellent service and quick respond to questions
Success again, you all make thing happen. Keep it up. I’ll be back for more…
Peter Edmunds is fantastic to work with he gets on a file and keeps pushing always available even though there is a three hour difference in our time zones.
Closing went smoothly and Eli did a great job keeping things on track
Unbelievable FAST! 2 weeks deal close! Thanks Janes Hatcher
Chris Rosas and David Levine are the best combination in the industry. We have several more submissions coming this week.
Civic team did an excellent job of completing my buyers purchase transaction. Dan Crouse was always readily available for any and all questions and concerns
My account executive Mariam was extremely professional, incredibly responsive, and just an overall pleasure to work with. The one or two times that she may have not been 100% certain of something I could count on her to find out […]
Mathew delivers! He goes the extra mile to find a product that caters to the borrowers specific situation. Excellent account executive. Would highly recommend!
The entire team is focused on one thing. . . . getting the loan funded quickly and addressing all issues quickly
Civic was a pleasure to work with and helped fund a project for my business within a very short timeframe. I would highly recommend!
Thank you . Jack . Very professional.
Speed in the loan process from start to finish. Excellent rep support; Processing, UW and Closers are great to work with
Jackie is the best partner she follows up even when I got disinterested she kept plugging away.
Every closing we have with Civic has been a great one!
The process from beginning to end was conducted in a very professional manner. The communication was always great and the team did an amazing job working together to get deal done. This was my 1st closing with Civic and I’m […]
I most appreciated the responsiveness.
Rance and his team do an excellent job keeping me informed about the process of my loans. He is always there to address any concerns or questions I may have
We had an excellent experience with Arnold.
Marco Castaneda is one of the best wholesales I have had in 18 years in the business. Very responsive and knows his programs inside and out. They are getting a lot more of my business because of Marco.
Great service as always. Great team work
Acct Rep was outstanding
Randi was professional,caring,informative and pleasant to speak with. She did everything she said she would do and some extra
Good manager / employees
Amazing staff, very fast service
Working with Ryder was great, he is attentive and very helpful!
Civic FS were very fast and efficient, highly recommend!
I was skeptical, but everything went really smoothly. Great communication. Closed very quickly.
Civic has been an important part of the mortgage business for me for many, many years now. Matt Marky and his staff are amazing, a pleasure to work with and on top of their game
Rance was amazing. . . I had a difficult project and he went out of his way to get the refinance completed!His hard work will end up saving me a lot of money!
I appreciate the good service from Justin Cohen.
Civic Financial is easy and very professional to work with!
I couldn’t have gotten this done without the wonderful staff at Civic, Brian and Daysi are ROCKSTARS! Thank you both so much
Great communication with my rep Nate
Always a pleasure to work with!
My account manager made the entire process so easy it was great. The customer service provided made my transaction process run very smooth
Quick, easy and closed on time.
Very good service from Chris and Chelsea
My rep, Peter Kraemer is great. Very knowledgeable, help, and he’s even available on weekends
Excellent customer service with speedy underwriting
Quick, easy loan
Civic Financial Services was great! Anthony kept me informed every step of the way and we closed on time, despite having a few issues with the wholesaler I was working with. They were also able to offer a very competitive […]
If you have a loan that fits their box. They are extremely good.
Kevin is very professional and a pleasure to work with. Thank you
Everything went well and everyone is very professional
Speedy and friendly underwriting.
Rance has been a pleasure to work with, I’m Very satisfied with Civic
CIVIC has always been an efficient lender, great to work with!
Jack Robinson is the BEST!!Huge asset to Civic Financial Services!
Rance has been wonderful. He’s very responsive and has a quick turn around on things!
Civic provides superb service and turnaround time, loan officer and supporting staff are knowledgeable and flexible. Great company!!!
The online process for applying for a loan w/Civic was simple and straightforward. I got immediate feedback & knew exactly the deal for which I was qualified. The Account Executive, Randi Lauren, followed up with a phone call the same […]
I’ve had an excellent experience with Rance, Rebecca, and Jeremy. They are quick to respond, work with me to find the right loan, and communicate well
Great attentive service from our team at Civic. Thank you Rebecca and Jaqueline
Easy close from start to finish. Jacquelyn and Dianabel were responsive and made sure everything was ready to go for our closing (which had a very short closing period). Wouldn’t hesitate to use them again.
Easy to work with and good Client care! Will be using them again!
AMAZING SERVICE AND HIGH INTEGRITY! NO “BAIT AND SWITCH” TACTICS THAT I HAVE EXPERIENCED FROM OTHER LENDERS. THANK YOU!!! I WILL RECOMMEND YOU TO ALL MY CLIENTS AND ASSOCIATES
The customer is unmatched
Another great closing
They were very fast and Steven is always right on with everything he quotes and gets deals moving along
We have a great team together, Jack, Aly and Michael. We are working on more loans for our Team
I successfully financed my real estate purchase with Civic F. S. The process was smooth and the staff were quiet responsive to my needs. They assisted me from onset till closing. I will recommend them to friends and also I […]
Patrick Morgan is great, very responsive and professional, no surprises, we closed as planned, I really recommend this company.
Really Appreciate the speed and Care Pete used to knock out the loan. Great job!!
Excellent communication, timely responses, clear cut terms, and they were able to meet my needs
Broker was very helpful – underwriters were very careful and methodical and made sure that all of the specifics regarding my property and loan were accurate
Action fast and professional!
Talar was amazing and was always there with updates.
Ben and Aly went above and beyond to meet the drop date for closing. Ben is always responsive, available, and flexible to the situation; he can quickly assess the situation and come up with a solution.
Reliable and Convenience
My experience was a quick and easy closing
Smooth closing:) We were able to close on time and deliver great customer service. As a broker, I love working with Civic
Very easy to work with!
Best lending institution I have ever worked with!
I had a great experience with Civic. I worked with Andrew, Teresa and Melissa. Every step of the way they made sure I was in the loop. Civic has excellent systems to help submit applications, budgets, etc. I plan on […]
We were extremely happy with the process- exceptional!